I sometimes get pulled into thinking somewhat fatalistically — as if there’s only one path and despite the many, many warning signs, humanity has no choice but to keep barreling ahead. Listening to ...

The 2025 401(k) contribution limit is $23,500, up from $23,000 in 2024. Savers 50 and older may contribute an additional $7,500, unchanged from 2024. Contributing as much as possible maximizes ...